You should sign up on a number of different exchanges as rates change and that will make it easy to move funds around if you already have an account set up.  Every day counts!  Depending on the amounts you are investing, you should complete any KYC requirements in order to not run into transfer limitations.

Free Money!

There are a number of incentives available at these to use referral codes.  Both you and I benefit from the use and between these you can likely cover your first year service with me.  Some do require some funds to be moved to them and or completing KYC requirements in order to qualify. 

I would check each site out and see what you like best. These are all “Name brand” exchanges.  You don’t have to have every service hooked up to your bank account.  Pick the exchange that you like the best.  

Nexo, Celsius, Crypto.com, Abra, Hodlnaut, CoinLoan, and KuCoin are the main places we will be looking for yield on.

In addition to this being free money, this should cover the 1st tier of service and heavily subsidize the 2nd tier of service. 

Coinbase | Nexo | Celsius | Crypto.com | Abra | Hodlnaut | FTX | Gemini | Zurp | Binance.us | KuCoin | Zurp | Coinloan.io | Valud

Coinbase | US

coinbase.com/join/mckeen_z?src=android-link

Traditional established exchange.  One of the OG’s.  Has a website and a phone app, very trusted, and safe and secure.  Platform is a little hobbled by its visibility in the US and thus hasn’t been able to offer very compelling income opportunities but does allow you to trade a decent # of coins.  This should be changing soon though with the new guidance from the SEC recently.

I use Coinbase, as their app and website is easy to use, and it was the first exchange I got set up on. I don’t keep much on the exchange as their rates are really bad, but I move things back there when I need to convert back to fiat.  They support recurring buys which is really nice as that is how I’ve done much of my accumulation since 2011.   Integrates with Koinly for tracking taxes.

Signup Bonus

Both of us receive $10 each.  You must make a single trade on the platform within 180 days.  

Additional Incentives

None

Nexo | Non-US

https://nexo.io/ref/l6nidlrlk1?src=web-link

Nice straight forward app and website.  Optimized for Mobile.  This is a lending platform as well which can come in handy if you want to borrow against your assets without selling and taking a tax hit. A must have for the Income Crypto Curious service.

Signup Bonus

Both of us get $25 in BTC

Additional Incentives

$100 When you deposit $1000 in BTC

Celsius | Non-US

https://celsiusnetwork.app.link/147616d416
Nice straight forward app and website.  Optimized for Mobile.  This is a lending platform as well which can come in handy if you want to borrow against your assets without selling and taking a tax hit. A must have for the Income Crypto Curious service.  Easy to set up bank transfers. Syncs with Koinly for tax tracking.

Signup Bonus

Both of us get $50 in BTC. Transfer of $400 or more and holds with Celsius for 30 days.

Additional Incentives

Requires holding it here for 30-90 days depending on the offer.  Check the promotions tab.  Make sure to do separate transactions for each incentive you want to claim.

Transfer $200 or more in USDC or USDT to your Celsius account and receive $50 in BTC.  

Transfer $50 or more in USDC or USDT to your Celsius account and receive $10 in BTC

Transfer $400 or more of any supported asset(s) to your Celsius account and receive $50 in BTC.

Transfer $25,000 or more in USDC or USDT to your Celsius account and receive $600 in BTC.

Crypto.com | Non-US

https://crypto.com/app/9mdqd69fyu

Mobile only service.  App is Ok, but doesn’t quite have the polish of other sites. This has a solid interest product and there are some perks to holding their CRO token in the form of a debit card that pays you back for Netflix, Spotify and Amazon depending on the amount of CRO staked with them.

Signup Bonus

None

Referral Bonus

Must successfully verify KYC at the Advanced level.  Then once you make your first CRO stake I get 10%.  This is required to take advantage of the benefits of the crypto debit card they offer and also gives you better rates on their “Earn” products.

Additional Incentives

Abra | US

Newer App only exchange, lending, and earning service.

Sign Up Bonus

 Get $25 in CPRX by entering my referral code after signup RCJLVXCD

https://www.abra.com/ref/?deep_link_sub1=RCDJLVXCD

Referral Bonus

Other Incentives

Get $15 when you add $15 in funding and hold for 7 days

Reaching IGNITE status of having 20 CPRX will give you additional discounts on their earn and lending platform.

HODLNAUT | Non-US

Newer exchange, lending, and earning service. Unique feature of allowing you to take interest in a different crypto asset.

Sign Up Bonus

Earn a bonus worth US$30 when you sign up via this referral link: https://www.hodlnaut.com/join/OwjRrynHp

Deposit US$1000 or more in any of our supported assets to qualify.

The qualifying deposit must be done in a single transaction

The qualifying deposit must be completed within one week of an optional test deposit 

Maintain a minimum US$1000 account balance for 31 consecutive days

Referral Bonus

Other Incentives

CoinLoan.io | Non-US

https://coinloan.io/earn-interest-on-crypto/?r=DJ68KD

Platform based in Estonia. Loan and Earn platform. Get better rates by owning fixed amounts of their CLT Token which is a better deal than Nexo and Celsius needing it to be a % of your total portfolio.

Signup Bonus

None

Referral Bonus

The link here will split 50/50 of the referral fees for their lifetime.

• +0.2% of every exchange amount;
• +0.2% of every loan amount;
• +0.1% of Interest Account holdings (annual rate, rewarded monthly**).

Additional Incentives

None

ZURP

Early access exchange, use this referral link to join. I don’t get any incentives except being moved up the list to get access. https://www.zurp.com/?kid=234S40

Stacked

Early access exchange, use this referral link to join. We will get $25 when the platform launches. https://waitlist.stackedinvest.com/invest?kid=24DEPG

KuCoin | Non-US

https://www.kucoin.com/ucenter/signup?rcode=25Mh1rh

KuCoin probably has the most complicated interface but does have A LOT of features, supports a ton of assets, has lending, staking, liquid staking, trading, and automated bot trading capabilities.  This does have a bridgeless way to get to the Tera chain which also comes in handy which is why I recommend setting up an account here.  Integrates with Koinly for tracking taxes

Signup Bonus

None

Referral Bonus

I will receive a portion of trading fees on the platform if you use my link to help support me.

Additional Incentives

None

Binance.us | US

https://accounts.binance.us/en/register?ref=35201955

US spinoff of the original Binance exchange.

Signup Bonus

Referral Bonus

Additional Incentives

FTX | US

Newer exchange with pretty much all the features you need from leanding, to earn, to exchange.

https://ftx.us/home/#a=30348408

Signup Bonus

Referral Bonus

Gemini | US

Another good brand name exchange based in the US.

http://gemini.com

Signup Bonus

None

Referral Bonus

None

Additional Incentives

None

Uphold |

https://uphold.com/signup?referral=b2750b0bc1

Decent website and app, support a decent amount of crypto, easy to use, easy to set up your bank or debit card.  Can stake some assets.  Integrates with Koinly for tracking taxes.

Signup Bonus

None

Referral Bonus

I get $20. Which helps support me.

Additional Incentives

None

Vauld | Non-US

https://vauld.com/register/8thwc50

Decent website and app, support a decent amount of crypto, easy to use. Used a Fixed term system to get the best rates.

Signup Bonus

None

Referral Bonus

I set up this link to split benefits 50/50 between us. This means you get even more yield than signing up alone.

Activity	You Get	Your Friends Get
Commission On Interest Payouts	2.5%	2.5%
Commission On Pro-Trading Fees	20%	20%
Commission On Loan Interest	2.5%	2.5%

Additional Incentives

Can create your own affiliate links.

Yield Nodes | Non-US

https://yieldnodes.com?a=dknlXDYxbmjz8vL

The most non-traditional thing we will recommend. While the others on this page are safe. This is very risky and is not really a pure play where invested crypto is put to work. Investments here get converted to Euro’s and invested in Master Nodes. While you can get your yield out in BTC or ETH, its essentially converted at the time of withdrawal and essentially sites in EUR fiat until then. This does not give you the exposure to the upside or downside for the HODLers out there.

Yield Nodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.

It is not regulated or supervised by any financial entity, and has never claimed to be. Its a project made by crypto enthusiasts for other enthusiasts of cryptocurrency and masternoding.

Results are NOT guaranteed, and are highly dependant on cryptocurrency markets doing well.

Participants’ funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

Signup Bonus

None

Referral Bonus

Additional Incentives

Can create your own affiliate links.